If you’re looking for some extra care for your elderly loved one, chances are you’ve researched assisted living. However, it’s important to note that assisted living facilities aren’t your only option to provide that additional care; you can also choose from Respite Care, Adult Care Homes, Adult Day Care, and In-Home Care.
Read on to discover the differences between these four alternatives to assisted living to help make your care selection easier!
1. Respite Care
As the name suggests, respite care is care provided to relieve the primary caregiver on a short-term basis. Respite care helps relieve the stress and fatigue of the primary caregiver so the elderly patient can always receive the best care possible. Respite care is extremely flexible – you can take advantage of it for a few hours or several days a week.
Unfortunately, respite care is not cheap and is often not covered by insurance; in fact, respite care is the most expensive care option on our list. However, Medicare will usually offer financial assistance up to five days in a row if the respite care is provided in a hospital or nursing facility.
2. Adult Care Homes
Adult care homes are small facilities that provide care to 5-10 residents on a full-time basis. One of the largest benefits of an adult care home is that the care is personalized because the caregivers are not overextended. The level of care an adult care home will provide is dependent on the facility, but at the minimum, these homes will provide room, food, and board, as well as laundry.
Medicare, Medicaid, Veterans benefits, and long-term or life insurance can all be used as ways to pay for adult care homes but these payments will almost always be supplemented by private payments.
3. Adult Daycares
Similar to a facility for children, adult daycares provide a space for the elderly to get out of the house for social interaction, meals, and general supervision. These facilities are highly-regulated, are required to be licensed, and can be spontaneously inspected. While Medicare, Medicaid, and Veterans benefits can be used to pay for the services, if they don’t cover the cost, the out of pocket expenses are usually tax-deductible.
4. In-Home Care
In-home care is the most affordable, flexible, and popular option for senior care on our list. It allows the elderly person to stay in their home, but get extra one-on-one help and check-ins by a home care professional when needed. Home care workers will typically assist with laundry, meals, shopping, and basic cleaning as supplemental help for the full-time caregiver. The costs involved with hiring a home care professional are typically tax-deductible and there are often local or regional loans and grants available. The benefits of hiring a home care service make this decision an easy one!
Hopefully, the above list has been helpful in your understanding of the alternatives to assisted living facilities. If in-home care services are the best option for your family, give our experts at Redbud a call today!